Tibbi Sahib Road, Sri Muktsar Sahib Monday to Sunday, 9:00 AM to 8:00 PM +91 79737 86737
Easy instalments

Take it home today, pay in instalments

Everything in the showroom can be bought on easy instalments at zero percent interest, arranged with you at the counter. No hidden charge on top of the price we quote.

How it works

Four steps, all of them in store

We do the paperwork with you here. Nothing is sent elsewhere and there is nothing to fill in online.

01

Pick what you want

Choose the piece in the showroom. We quote you the rate before any paperwork starts, so you know the number the instalments are based on.

02

Bring ID and address proof

A valid photo ID and a document showing your current address is all the finance partner needs from you.

03

We complete the form here

One of us fills the application with you at the counter and sends it through. Approval is usually the same day.

04

Take it home

Once approved, we arrange delivery. You pay the agreed instalment each month with no interest added.

Before you come

What to bring with you

Carry these and the application can be completed in one visit. Without them we cannot start the paperwork, so it saves you a second trip.

Bajaj Finserv HDB Financial Services
Ask about EMI

Documents

A valid photo ID Aadhaar card, PAN card, voter ID or driving licence.
Address proof Any document showing your current address, such as a utility bill.
Bank details A cancelled cheque or passbook, for the monthly auto-debit.
A passport photo One recent photograph for the application form.
What is covered

Instalments apply across the showroom

The plan is not limited to one department. If it is on our floor, you can usually take it on instalments.

Furniture

Bedroom, living room and dining furniture in quality finishes, at rates better than the open market.

See the range

Electronics & Home Appliances

Branded appliances for the whole home. Full company warranty, all major brands under one roof.

See the range
Worth knowing

The parts people ask about

Zero percent means zero

The instalment total is the same as the cash price we quote you. There is no interest added on our side.

Approval is the finance partner's decision

Bajaj Finserv and HDB Financial Services run their own check. We submit the application, but we cannot promise approval for anyone.

The partner may charge a processing fee

Any fee is set by the finance company, not by us. We will tell you the exact amount before you sign anything.

The plan is in your name

The agreement is between you and the finance partner. Keep the paperwork they give you.

Warranty is unaffected

Buying on instalments does not change the manufacturer warranty on your appliance.

Questions

What people ask about EMI

Answered plainly, including the parts that are not up to us.

Is the 0% interest genuine?

Yes. The total you pay across the instalments is the same as the cash rate we quote you. We do not raise the price to cover the finance, and there is no interest added on our side.

What documents do I need to bring?

A valid photo ID such as Aadhaar, PAN, voter ID or driving licence, a document showing your current address, a cancelled cheque or bank passbook for the monthly auto-debit, and one passport photograph.

How long does approval take?

Usually the same day. We fill the application with you at the counter and send it through while you are in the shop. Approval is the finance partner's decision, not ours, so we cannot promise it for everyone.

Which products can I buy on instalments?

Anything on our floor. Furniture, televisions, refrigerators, washing machines, air conditioners and kitchen appliances are all covered by the same plan.

Is there a processing fee?

The finance company may charge one. That fee is set by them, not by us, and we will tell you the exact amount before you sign anything.

Can I apply for EMI online?

No. The whole process happens in the showroom, which is why nothing on this website asks for your bank or ID details. Come in with your documents and we complete it with you.

Ask us what your instalment would be

Tell us what you are looking at and we will work out the monthly figure with you.